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feature a fixed payback schedule that helps in budget planning.
by FORA FINANCIAL
10 minute read
April 27, 2026
I've been in partnerships and business development for a long time, and there's one thing I've noticed about the commercial finance industry: we are shockingly good at protecting our turf and equally bad at helping...
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8 minute read
November 6, 2025
You've spent years building your ABL portfolio around disciplined underwriting, solid collateral coverage, and advance rates that protect your position. But borrowers' capital needs don't line up neatly with borrowing base calculations. Acquisitions move faster...
3 minute read
September 24, 2025
I'll be honest: I used to roll my eyes at "AI transformation." Not because AI isn't powerful, it is, but because most of the hype assumes unlimited budgets, teams of data scientists, and customers who...
4 minute read
August 20, 2025
Here's a conversation I had last week that perfectly captures what I'm seeing in the market right now: A successful manufacturing company owner called me, frustrated. They'd just lost out on a $2M contract because...
6 minute read
March 12, 2025
Small business optimism has hit its highest point in six years, according to the NFIB Small Business Optimism Index Conditions for lending have reached their highest point in three years, according to the American Bankers...
November 20, 2024
Many colleagues and customers have asked for my take on how the next Administration may impact America's small businesses. In general, policies such as lower taxes, stable inflation, and reduced regulation can create a business-friendly...
September 9, 2024
Imagine having someone like Shark Tank's Mark Cuban or Barbara Corcoran say "I believe in your company! Here's a fat check for $500,000. Just give me a 10 percent stake in the place. Do we...
5 minute read
July 30, 2024
When your business finances are crunched and you are exploring options, beware of two rapidly-proliferating threats: (1) predatory debt consolidation and (2) successive, aggressive financing (commonly called “stacking”). Debt Consolidation A tall promise. During a...
June 18, 2024
"Change management" is a hot topic for sales teams. Yet many small business sales teams remain wedded to outdated, reactive approaches to cultivating sales relationships. If you've thus far been indifferent to change management, two...
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Funding Amount: $1,200,000
Industry: HVAC
Use of Funds: Acquisition of Competing Business
Funding Amount: $50,000
Industry: Digital Advertising / Media
Use of Funds: Equipment, Staffing
Funding Amount: $250,000
Industry: Retail - HVAC
Use of Funds: Staffing
Funding Amount: $1,500,000
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Use of Funds: Expansion
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Use of Funds: Equipment, Expansion
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Industry: Merchandising
Use of Funds: Tuck-In Acquisition